Author Archives: admin

Thirty Days is Long Enough for Mortgage Closing

For as long as I can remember – and I expect much longer than that – contracts for the purchase of residential real estate in Georgia have been written for 30 days as a normal practice. Today, we are seeing … Continue reading

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Steps Toward Leveling the Playing Field for MLOs

If you want to be a hair stylist in the state of Georgia, you have to graduate from a cosmetology school or complete an apprenticeship program, take and pass an exam, pay fees and complete five hours of education every … Continue reading

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Mortgage Fraud Up in Georgia

You’ve heard the saying – “If it sounds too good to be true, it probably isn’t.” That certainly holds true in the mortgage industry, where instances of fraud are increasing and it’s not just the lenders who are being hurt … Continue reading

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The Value of Industry Partnerships

Every month a few members of the Client Relationship Management team from Southeast Mortgage pack up their professional photography equipment and head to Alpharetta where they host a social for Realtors and take new headshot portraits of anyone who wants … Continue reading

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Finding the Right Lender

A homeowner in Florida was puzzled to receive a condolence letter for his wife’s death from his mortgage lender. Why were they sorry for his loss? His wife was very much alive. But because their lender declared her deceased, they … Continue reading

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Tips for Applying for a Mortgage

While most of us have never had the unpleasant experience of sitting in a police interrogation room, fans of crime TV shows like me will recognize this scenario. “I’ve already told you what I witnessed on the night of October … Continue reading

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Pent-up Demand for Housing Leading to Bidding Wars

If you have noticed fewer For Sale signs in your neighborhood, you are not alone. Fewer and fewer houses are available for sale. The housing market is starting to see the return of something we haven’t seen for six years … Continue reading

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Single Family Homes Great Investment, Buffett Says

When one of the richest people on the planet speaks about the economy, I tend to listen. Warren Buffett is one of those people. Worth roughly $39 billion, he didn’t make his money through inheritance, computers, oil or building a … Continue reading

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Mortgage Rates Likely, Not Guaranteed to Stay Low

I’m one of those people who like to see things for myself or rely on a strategy that has been produced from both quantitative and qualitative data that I gather. When I read or see things in the news, I … Continue reading

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Housing Market Improved “Somewhat”

By Cal Haupt We’ve all been waiting for the tide to rise. As I wrote in my first column for Thought Leadership, a recession is a cyclical event like the tides in the Low Country of Georgia. When the tides are low … Continue reading

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