As a woman, you have financial needs that are unique to your situation in life. With a financial plan in place, you’ll be better able to focus on your financial goals and understand what it will take to reach them.
Category: Former Thought Leaders
The Digital House Hunt Increasing in Popularity
This week we are reflecting back on one of our most popular columns. The digital house hunt is growing bigger than ever. Learning about consumer behavior is critical for growth for Realtors, MLOs and home sellers. As consumers scan the Internet for best deals on products, informative how-to videos and advice columns, it should come […]
Don’t Get Jittery Over Studies: Our Favorite Beverage is Good for Us
By David Martin, President and CEO of VeinInnovations Americans love coffee. We’re the world’s largest consumers of java – 83 percent of adults drink it. Our national average is three cups a day, per person. The history of coffee in America is a long one. The first coffee trader opened shop in Boston in 1670 […]
College Costs 2013/2014: Increases Slow, but So Does Growth in Grant Aid
In its report, the College Board noted that even though this year’s increases in tuition and fees were the smallest in many years, the growth in student grant aid from previous years has not kept pace.
How to Find the Right Homebuilder
You wouldn’t choose a doctor, babysitter or car mechanic without any background research, so why should you skimp on researching your homebuilder? Looking into homebuilders’ pasts can save time and massive repair bills in the future. A list of builders can be found on move.com, the National Association of Home Builders’ home listing website, or […]
Strong December Cal-Culator Shows Promise for 2014
The December Cal-Culator reflects a year of recovery for the Atlanta residential real estate market from increasing home sales, prices and inventory.
Rules Eased for Health FSAs
Recent changes announced by the Internal Revenue Service (IRS) modify the “use-it-or-lose-it” rule that applies to health flexible spending arrangements (FSAs).
How to Prepare and Repair Your Credit for 2014
In the last column, we discussed multiple ways that a home sale can crumble, including problems that arise from a consumer’s credit during the loan approval process. Since the credit crisis, having poor credit is one of the most common ways to kill a deal. With poor credit, a potential homebuyer can be denied a […]
Take a Stand to Start the New Year
By David Martin, President and CEO of VeinInnovations Happy New Year! The holiday season is over and it’s time to tackle 2014. In December, I wrote about how to make New Year’s resolutions you can keep. It’s the second week of January – how are you doing so far? Resolutions to take the dog on […]
Social Security Claiming Strategies for Married Couples
Deciding when to begin receiving Social Security benefits is a major financial issue for anyone approaching retirement. Make sure you’re prepared.
Why Some Real Estate Deals Slip Through the Cracks
From the inspection to the buyer’s financing to the professional appraisal, there are a lot of areas where a deal could slip through the cracks.
Holiday Habits and Realistic Resolutions
By David Martin, President and CEO of VeinInnovations Tips on Making Resolutions You Can Stick To Our minds are occupied with decorations and Christmas gifts we’ve yet to put under the tree, and the new year gets pushed aside. But 2014 is just around the corner and it’s time to start thinking about the changes […]
Year-End Charitable Giving
Charitable giving can be enhanced using income tax deductions, and so it can be much more effective when it is included as part of year-end tax planning.
The November Cal-Culator Offers a Bit of Relief for Atlanta Housing Industry
The November Cal-Culator reflects continued recovery for the Atlanta residential real estate despite the traditional winter slowdown of the housing industry.
‘Tis the Season to Search for a Home
This year’s home buying season isn’t over yet! We discuss the perks of house hunting during the holidays.
The Truth Behind The Signs
You’ve probably noticed those signs that read “We’ll Buy Your Home Fast!” So who is behind these vague signs? Real estate investors looking to buy your home quickly, for cash. The rapidly changing housing industry has given rise to these types of real estate investors. They approach home sellers looking to buy their properties. The […]
Qualified Mortgages Being Introduced In January to Protect Lenders and Consumers
Starting on Jan. 10, qualified mortgages, sometimes referred to as “Q.M.”, will be introduced as a new way of conducting home mortgage loan origination in accordance with the Dodd-Frank Wall Street Reform and Consumer Protection Act. “A qualified mortgage is a fixed-rate mortgage, with a debt-to-income ratio (including the proposed mortgage payment) that does not […]
Find the Best Medicare Part D or Advantage Plan with Free Website
A local physician, Dr. Steve Cohen, has launched a free website to help people find the best Medicare D or Advantage Plan.
Three Things You Can Do to Avoid Being Audited
If your income is higher than $200,000, there is currently a 1 in 27 chance you will be audited. But what do these audits entail – and how can you avoid them?
The October Cal-Culator Reflects a Month of Housing Decline
It’s no surprise that the 16-day government shutdown had a major, negative effect on the housing market.
