Posted inLive Healthy, Atlanta!, Thought Leader

Don’t Get Jittery Over Studies: Our Favorite Beverage is Good for Us

By David Martin, President and CEO of VeinInnovations Americans love coffee. We’re the world’s largest consumers of java – 83 percent of adults drink it. Our national average is three cups a day, per person. The history of coffee in America is a long one. The first coffee trader opened shop in Boston in 1670 […]

Posted inHome Mortgages, Thought Leader, Uncategorized

How to Find the Right Homebuilder

You wouldn’t choose a doctor, babysitter or car mechanic without any background research, so why should you skimp on researching your homebuilder? Looking into homebuilders’ pasts can save time and massive repair bills in the future. A list of builders can be found on move.com, the National Association of Home Builders’ home listing website, or […]

Posted inHome Mortgages, Thought Leader

Qualified Mortgages Being Introduced In January to Protect Lenders and Consumers

Starting on Jan. 10, qualified mortgages, sometimes referred to as “Q.M.”, will be introduced as a new way of conducting home mortgage loan origination in accordance with the Dodd-Frank Wall Street Reform and Consumer Protection Act. “A qualified mortgage is a fixed-rate mortgage, with a debt-to-income ratio (including the proposed mortgage payment) that does not […]

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