Latest from Financial Inclusion

Owning the Future — Capital + Code

By John Hope Bryant The headlines have been heavy. Tragedies, killings, and rising tension weigh on our nation’s spirit. It would be easy to lose faith in the Dream. But as my friend Michael Milken said for years, intelligence is evenly distributed, but opportunity is not. When people get coaching, dignity, and access to capital, ladders…

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SaportaReport is proud to present the latest in Thought Leaders from across Georgia. Designed as a general forum where experts may host discussions about their respective fields, SaportaReport Thought Leadership is sponsored by various industry leaders from the Atlanta area. Operation HOPE showcases the importance of working to disrupt poverty and empower inclusion for low and moderate-income youth and adults. Founder, John Hope Bryant, shares his own perspectives and experiences in a class-driven economy.


More on Financial Inclusion

Why Americans Can’t—And Shouldn’t—Lose Hope

Many Americans feel we are in a moment of darkness. The vast majority of citizens no longer trust that hard work pays off and belief in the American dream has hit a record low. But if you live long enough, you learn that history moves in cycles.  Some seasons are bright, others are dark. Some leaders inspire, others…

Closing the Gap in Black Homeownership

I was recently interviewed by ABC News’ Janai Norman to discuss troubling new data on Black homeownership. The Financial Times found that Black Americans are almost twice as likely to be turned away for mortgages as white applicants with the same income. LendingTree reported similar numbers—Black applicants nationwide are 1.7% more likely to be denied. The truth is, this…

20 Years After Hurricane Katrina: A Legacy of HOPE

August 29, 2005, is a date I will never forget. Hurricane Katrina struck the Gulf Coast with unimaginable force, leaving behind destruction, heartbreak, and indifference. It was one of the greatest tragedies of our time, and it exposed deep wounds in our nation. But it also called for action. Within days, Operation HOPE stepped in.…

Dream Forward—a “bridge building” virtual town hall

On April 4 at 1 ET/12 PM CT join John Hope Bryant and Operation HOPE for Dream Forward—a “bridge building” virtual town hall featuring some of the nation’s leading changemakers, thought leaders, and executives committed to advancing economic inclusion. Dr. King’s dream for America included economic opportunity and inclusion for all. Building on his life’s work in the wake of…

160 Years Later: The Promise of the Freedman’s Bank Lives On

160 years ago, America made a promise. On March 3, 1865, in the final days of the Civil War, President Abraham Lincoln and Congress established the Freedman’s Savings Bank—a radical idea at the time. The vision was simple but powerful: economic freedom must accompany personal freedom. For the first time in American history, formerly enslaved men…

Why Dr. Martin Luther King Jr.’s Message Still Matters in the Second Trump Era

By John Hope Bryant The “times” we live in now are challenging, yet familiar. They are marked by division, fear, and uncertainty—but also by an enduring potential for hope and transformation. Dr. King famously said, “Evil and fear have within them the seeds of their own destruction,” a truth that Amb. Andrew J. Young recently…

MLB Joins Top Major Sports Leagues as Members of Financial Literacy for All Movement Following Annual HOPE Global Forums Meeting Last Month

Operation HOPE, a national nonprofit dedicated to helping low- and moderate-income Americans thrive in an ever-changing economy, announced today that Major League Baseball has joined Financial Literacy for All (FL4A), a coalition of more than 50 leading business organizations that have committed to embedding financial literacy into the nation’s schools, workplaces, communities and culture. This announcement…

HOPE Global Forums: Annual Meeting to Celebrate Ten Years of Impact and Innovation

HOPE Global Forums | Annual Meeting (HGF), the nation’s largest gathering dedicated to financial literacy and economic empowerment, returns to Atlanta, December 9-11, at the Signia Hotel. With the theme “The FUTURE,” this year’s HGF agenda will explore the critical relationship between financial education, community uplift and innovation to find solutions to today’s most pressing global challenges. Now in its…

Successful White Men Alone Can’t Create America’s Economic Future

By John Hope Bryant, founder & CEO of Operation Hope As the founder of Operation HOPE, I’ve spent the better part of my life advocating for financial literacy and economic empowerment in underserved communities. Over the years, I’ve come to a stark realization: there are simply not enough successful white men to carry the weight of…

Operation HOPE Releases Third Quarter Research Results Showing More Positive Outlook on Homeownership

Operation HOPE, a national nonprofit dedicated to helping low- and moderate-income Americans thrive in an ever-changing economy, today announced the third quarter 2024 results of The HOPE Insider, a comprehensive nationwide client survey. This quarter’s survey showed that respondents are more hopeful than last quarter about the affordability of homeownership and are overall hopeful that their…

Building Dreams: How Homeownership Drives Stability and Generational Wealth

At Operation HOPE, we firmly believe homeownership is more than just acquiring a roof over one’s head—it’s a vital step toward financial empowerment, stability, and the creation of generational wealth. For underserved and underrepresented communities, these benefits are not just incremental but transformative. By equipping individuals with the tools and knowledge to become homeowners, we are…

We Must Approach AI Like the Automobile

By John Hope Bryant In the near future, I want you to learn how to ride this new horse of artificial intelligence (AI) rather than be left behind with the old one. Let me explain the revolutionary changes approaching our lives.  Sam Altman, whom I consider the Steve Jobs of this generation, called me 18 months…

The case for a 40-year mortgage

Homeownership has long symbolized the American Dream, embodying stability, wealth creation, and community investment. Yet, for millions of Americans, especially younger generations and first-time homebuyers, that dream is slipping away. Rising home prices, stagnant wages, and restrictive mortgage terms have made it increasingly difficult to take that crucial first step onto the property ladder. To address…

JHB American Aspiration Tour Invitation

On behalf of Mayor Andre Dickens and John Hope Bryant, we invite you to join us on this Thursday, July 25, 2024 at 11:00 am in the City Hall Atrium for a discussion between Mayor Dickens and Operation HOPE CEO John Hope Bryant on the importance of financial literacy as outlined in Mr. Bryant’s bestselling book, Financial Literacy for All, and how…

Operation Hope CEO John Hope Bryant Announces The “American Aspiration Tour”

Operation HOPE today announced the “American Aspiration Tour,” aimed at igniting a new national dialogue on financial literacy and economic inclusion. Inspired by his best-selling book, Financial Literacy for All, the tour will feature Operation HOPE Founder and CEO John Hope Bryant in a series of hosted conversations with elected officials and corporate leaders across America. “The American Aspiration Tour is about…

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