Starting on Jan. 10, qualified mortgages, sometimes referred to as “Q.M.”, will be introduced as a new way of conducting home mortgage loan origination in accordance with the Dodd-Frank Wall Street Reform and Consumer Protection Act. “A qualified mortgage is a fixed-rate mortgage, with a debt-to-income ratio (including the proposed mortgage payment) that does not […]
Category: Thought Leader
Find the Best Medicare Part D or Advantage Plan with Free Website
A local physician, Dr. Steve Cohen, has launched a free website to help people find the best Medicare D or Advantage Plan.
Three Things You Can Do to Avoid Being Audited
If your income is higher than $200,000, there is currently a 1 in 27 chance you will be audited. But what do these audits entail – and how can you avoid them?
The October Cal-Culator Reflects a Month of Housing Decline
It’s no surprise that the 16-day government shutdown had a major, negative effect on the housing market.
Atlanta companies, universities step up efforts to bolster workforce
When you think of the nation’s top ‘technology towns,’ Boston, San Francisco, and New York likely spring to mind immediately. But Atlanta should, too.
Two Tax Horror Stories, and How You Can Avoid the Nightmare
Paying taxes is just like going to see a good slasher film these days: terrifying and almost guaranteed to make a dent in your wallet.
Why “Location, Location, Location” Actually Matters
This week’s column discusses how the economy, resale value and other factors contribute to the infamous ‘location, location, location’ hunt.
Men Also at Risk for Osteoporosis
Don’t be fooled by ideas about a ‘women’s disease’: osteoporosis occurs in men, too. Learn how to lower your risk in this week’s column!
Turn off, tune in and then act
In an era of 24-hour news, we are facing a world in which we know more about suffering than ever before. The key is taking time to turn off—but not tune out.
How to Avoid Falling Prey to Home Buyer’s Remorse
Unfortunately, buyer’s remorse is common among many types of purchases, including a home. We discuss how to avoid falling prey to homebuyer’s remorse.
Exercise Key to Reducing Your Risk of Breast Cancer
By David Martin, President and CEO of VeinInnovations October is Breast Cancer Awareness Month and organizations everywhere have “gone pink” to support the cause. Advocates will highlight risk factors, detection, treatment and prevention of the disease. Other than skin cancer, breast cancer is the most common cancer among women in the United States. This month, […]
Still a Better Option to Buy Than Rent in 2013
One year ago, we delved into an age-old debate: is it better to buy or rent when looking for a new place to call home? In fall 2012, Atlanta had a low median home sale price compared to the rest of the U.S. and national mortgage rates were at historic lows. It was concluded that […]
Atlanta Partners for Education Project for a Day … Making A Difference
On Oct. 24, volunteers will gain valuable insight on the strengths and challenges of educating Atlanta’s young people. By spending time in public schools, volunteers come away with concrete ideas about what their companies could do to make real changes.
Improving agriculture vital to reaching health goals
The MAP International team recently secured a $470,000 grant from the World Food Program to help communities in northern Uganda boost food production.
The September Cal-Culator Shows Continued Growth in the Atlanta Residential Real Estate Index
September 2013 marks our second month of The Cal-Culator, Atlanta’s residential real estate index. Based on rising mortgage applications, declining foreclosure rates in Atlanta, the growth of the U.S. economy, the Cal-Culator is seeing a rise!
Mice Offer Key to Understanding Humans and Our Ailments
Great strides are made in biomedical research thanks to a very small ally – mice! From understanding memory to treating cancer, mice help us learn how to heal humans.
Credit Scores in Post-bust America
Though mortgage lenders take many factors into account when deciding on mortgage approval, credit score is one of the most important.
Be on Alert for Digital Snake Oil Salesmen
Cures for Restless Leg Syndrome abound on the Internet. Avoid snake oil salesmen by knowing which sources to trust.
Why Enlisting a Realtor’s Assistance is Still A Necessity for Buyers
Enlisting the help of a Realtor automatically provides an expert that is on your side, looking out for your best interests and contractually bound to do everything in their power to protect you.
Introducing The Cal-Culator: Atlanta Residential Real Estate Index
I am pleased to introduce The Cal-Culator: Atlanta’s Residential Mortgage Index.
