Posted inMoney Matters

Making a List, Checking It Twice: How to Get Through the Holiday Season with Your Budget Intact

The holidays are once again upon us, bringing with it the joy — and stress — of finding the perfect gift for that special someone. And while consumer spending is expected to surpass pre-pandemic levels for the first time this season, there’s no reason for everyone to hop on the bandwagon.  In fact, Primerica’s most recent Financial Security […]

Posted inMoney Matters

Financial Stress is Negatively Impacting Americans’ Personal Lives

Middle-income households say their financial situation is leaving them depressed and impacting their relationships. Despite easing inflation, many middle-income Americans find themselves stuck in a difficult spot financially, with continued high costs for necessities impacting their monthly budgets. Now, after months of economic uncertainty, the financial pressure is cresting over into their personal lives as […]

Posted inMoney Matters

When It Comes to Financial Planning, AI Is No Match for Professional Guidance

Middle-income Americans are largely uninterested in using AI for financial tasks. As artificial intelligence (AI) becomes prevalent in any number of industries and applications, middle-income Americans are making it clear that when it comes to financial guidance they want to talk to a professional — not a machine. Only 29% of respondents in Primerica’s Financial Security […]

Posted inMoney Matters

No [Economic] Index Measures Middle-Income Americans’ Purchasing Power, so Primerica Created One.

The monthly Primerica Household Budget Index™ (HBI™) shines a light on how the economy impacts families’ bottom lines.  The key to developing any financial budget is knowing not only how much money you have coming in but how much you plan to spend in any given month. For middle-income families, however, the volatility in the […]

Posted inMoney Matters

Building Financial Security Can Feel Hard. You Don’t Have to Do It Alone.

Achieving your long-term goals starts with reaching out to a financial professional. For many Americans, managing personal finances is a challenge. Complex financial concepts can be difficult to understand, and it’s easy to feel overwhelmed by what to do with your money, from how to budget, save and invest to what life insurance is right […]

Posted inMoney Matters

Americans’ Optimism in Their Financial Futures Is Rising. So Is Credit Card Debt.

Despite easing inflation rates, families continue to rack up credit card balances. The economy continues to buck financial experts’ expectations with a resilient labor market and decreasing inflation. That’s leading to increased optimism among middle-income Americans, but many of these families continue to struggle with the high cost of living. Primerica’s most recent quarterly survey […]

Posted inMoney Matters

Summer Vacation Season is (Finally) Here! How to Travel on a Budget.

Looking to travel this summer but don’t want to break the bank? You’re not alone.  More than 35% of respondents in Primerica’s most recent quarterly Financial Security Monitor survey said they plan to go on vacation this summer, and many will be saving money by exploring nearby destinations, engaging in low-cost outdoor activities or visiting […]

Posted inThought Leadership

Congrats! You just graduated into the working world. It’s time to plan for your financial future

Incorporating financial education concepts early in your career will make a positive impact on meeting future goals. College graduation is a special time. It marks the transition into adulthood, your first serious job and greater financial independence, where you’re responsible for everything from rent to groceries to student loan payments and much, much more.  Taking […]

Posted inMoney Matters, Thought Leadership

For First Time in Two Years, Inflation No Longer Top Concern Among Middle-Income Americans

Thanks to improved spending habits many households are also feeling more optimistic about their personal finances For the first time in nearly two years, inflation is no longer the top concern among middle-income Americans, who are reflecting increasing optimism about their personal finances after beginning the year with more doubt. Primerica’s most recent quarterly survey […]

Posted inMoney Matters, Thought Leadership

Inflation is hitting middle-income families particularly hard. Here’s why.

The high cost of food, gas and utilities play an outsized role in household budgets  As many economists continue to predict a recession this year, middle-income families are already taking an economic hit that is threatening their long-term financial security, according to a recent special report.  Released by Primerica, a leading provider of financial services […]

Posted inMoney Matters, Thought Leadership

Middle-Income Americans Believe a Recession is Coming. Here’s What They’re Doing About It.

Professional guidance in 2023 could give you just the boost you’re looking for to overcome the gloomy economic headlines. As pessimism grows and confidence in their personal finances takes a hit, middle-income Americans are entering the new year bracing for a possible recession — but they’re not just standing idly by. While Primerica’s most recent […]

Posted inMoney Matters, Thought Leadership

New Year, New (Financial) You. How to Set — and Keep — Those New Year’s Resolutions for Your Finances

The rough economy makes it even more important to start off 2023 strong. It’s almost time to ring in the New Year — and you know what that means. Yup, we’re talking about those annual resolutions.  Ticking off personal finance goals such as saving more and spending less is a great place to start, but […]

Posted inMoney Matters, Thought Leadership

Turbulent economic times are stressful — but they don’t have to be

What middle-income Americans need to know as recession concerns grow. Amid conflicting economic signals on high inflation, steady jobs numbers and rising interest rates, economists are increasingly confident that a recession is likely soon — they just don’t know exactly when. While there are a lot of reasons for optimism even in these turbulent times, […]

Posted inMoney Matters, Thought Leadership

How innovation, high-tech personal touch set Primerica apart

After 45 years, Primerica’s personalized approach continues to lead the way Growth doesn’t come without challenging yourself. That central fact of life sits at the heart of Primerica’s mission to help lead middle-income families to financial security.  For more than four decades, Primerica has put clients first. In doing so, it has gained a reputation […]

Posted inMoney Matters, Thought Leadership

Credit card debt is climbing. You can do something about it.

Key steps you can take now to secure your financial future Consumer credit card debt in the U.S. has rapidly grown over the past year as inflation continues to hit the wallets of everyday Americans.  Primerica’s most recent quarterly survey found that middle-income households across the U.S. are increasingly racking up the balances on their […]