Category: Money Matters

The holidays are once again upon us, bringing with it the joy — and stress — of finding the perfect gift for that special someone. And while consumer spending is expected to surpass pre-pandemic levels for the first time this season, there’s no reason for everyone to hop on the bandwagon.  In fact, Primerica’s most recent Financial Security […]

Middle-income households say their financial situation is leaving them depressed and impacting their relationships. Despite easing inflation, many middle-income Americans find themselves stuck in a difficult spot financially, with continued high costs for necessities impacting their monthly budgets. Now, after months of economic uncertainty, the financial pressure is cresting over into their personal lives as […]

Middle-income Americans are largely uninterested in using AI for financial tasks. As artificial intelligence (AI) becomes prevalent in any number of industries and applications, middle-income Americans are making it clear that when it comes to financial guidance they want to talk to a professional — not a machine. Only 29% of respondents in Primerica’s Financial Security […]

The monthly Primerica Household Budget Index™ (HBI™) shines a light on how the economy impacts families’ bottom lines.  The key to developing any financial budget is knowing not only how much money you have coming in but how much you plan to spend in any given month. For middle-income families, however, the volatility in the […]

Achieving your long-term goals starts with reaching out to a financial professional. For many Americans, managing personal finances is a challenge. Complex financial concepts can be difficult to understand, and it’s easy to feel overwhelmed by what to do with your money, from how to budget, save and invest to what life insurance is right […]

Despite easing inflation rates, families continue to rack up credit card balances. The economy continues to buck financial experts’ expectations with a resilient labor market and decreasing inflation. That’s leading to increased optimism among middle-income Americans, but many of these families continue to struggle with the high cost of living. Primerica’s most recent quarterly survey […]

Looking to travel this summer but don’t want to break the bank? You’re not alone.  More than 35% of respondents in Primerica’s most recent quarterly Financial Security Monitor survey said they plan to go on vacation this summer, and many will be saving money by exploring nearby destinations, engaging in low-cost outdoor activities or visiting […]

Examining where you are now is a great way to set yourself up for success in the second half of the year. It’s hard to believe but we’re somehow nearly halfway through the year, and if time seems to be flying by at lightning speed, you’re not alone. While it may feel like you just […]

Between weddings, peak homebuying season and job changes, there are plenty of reasons you may want to adjust your coverage. Spring is in the air — a season of renewal and change filled with weddings, job changes and an annual heat up in the housing market. That’s what also makes it the perfect time to […]

Incorporating financial education concepts early in your career will make a positive impact on meeting future goals. College graduation is a special time. It marks the transition into adulthood, your first serious job and greater financial independence, where you’re responsible for everything from rent to groceries to student loan payments and much, much more.  Taking […]

Thanks to improved spending habits many households are also feeling more optimistic about their personal finances For the first time in nearly two years, inflation is no longer the top concern among middle-income Americans, who are reflecting increasing optimism about their personal finances after beginning the year with more doubt. Primerica’s most recent quarterly survey […]

No financial goal is too small, and it’s never too late to get started — everyone can benefit from having a plan When Sam Shepard, a Primerica representative in Atlanta, Ga., first sits down with someone to talk about their financial goals, that initial meeting is already a win in his book. “A lot of […]

Put your refund to work on achieving your financial goals For many, tax season adds another stressor to an already busy life. Add in an uncertain economy and continued concerns about inflation, and the financial angst starts to feel all too real.  But it doesn’t have to be this way. In fact, making the most […]

Small steps can make a big difference, and organizations can help lead the way Financial literacy plays an important role in the lives of Americans across the U.S. — and this education is often lacking in many communities. But nonprofits and other organizations are working to change that bit by bit and help lift up […]

The high cost of food, gas and utilities play an outsized role in household budgets  As many economists continue to predict a recession this year, middle-income families are already taking an economic hit that is threatening their long-term financial security, according to a recent special report.  Released by Primerica, a leading provider of financial services […]

Professional guidance in 2023 could give you just the boost you’re looking for to overcome the gloomy economic headlines. As pessimism grows and confidence in their personal finances takes a hit, middle-income Americans are entering the new year bracing for a possible recession — but they’re not just standing idly by. While Primerica’s most recent […]

The rough economy makes it even more important to start off 2023 strong. It’s almost time to ring in the New Year — and you know what that means. Yup, we’re talking about those annual resolutions.  Ticking off personal finance goals such as saving more and spending less is a great place to start, but […]

What middle-income Americans need to know as recession concerns grow. Amid conflicting economic signals on high inflation, steady jobs numbers and rising interest rates, economists are increasingly confident that a recession is likely soon — they just don’t know exactly when. While there are a lot of reasons for optimism even in these turbulent times, […]

After 45 years, Primerica’s personalized approach continues to lead the way Growth doesn’t come without challenging yourself. That central fact of life sits at the heart of Primerica’s mission to help lead middle-income families to financial security.  For more than four decades, Primerica has put clients first. In doing so, it has gained a reputation […]

Key steps you can take now to secure your financial future Consumer credit card debt in the U.S. has rapidly grown over the past year as inflation continues to hit the wallets of everyday Americans.  Primerica’s most recent quarterly survey found that middle-income households across the U.S. are increasingly racking up the balances on their […]