As we’ve reported previously, poor credit is one of the major deterrents facing millennials as they embark on the journey to homeownership. NerdWallet found millennials cite “insufficient credit score or history” as their biggest obstacle to getting a mortgage. Of course, low credit scores don’t just affect millennials. Poor credit can be a challenge for […]
Tag: Thought Leadership
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While Inventory is Down, Increase Your Competitive Edge
Just because inventory is especially tight right now doesn’t mean families, couples and individuals should give up on their aspirations of buying their dream home.
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On the Fence About Purchasing a Home – Now What?
If you’re on the fence about purchasing a home, consider the fact that buying is usually cheaper than renting. Debunk the myth that millennials aren’t interested in homeownership.
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How Did 2015 End for the Atlanta Housing Industry?
The Atlanta housing industry ended the year on a more sluggish note than expected. Tight inventory, home sales and a variety of other housing indicators were factors in the end-of-year decline.
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The Atlanta Housing Index Ends 2015 on a Sluggish Note
Once again, stagnation strikes the U.S. housing industry as home sales, home prices and home builder confidence painted an unclear picture of the industry.
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No Scares in the Housing Industry This October
The headlines regarding the U.S. housing industry over the past month have swung like a pendulum from positive sightings to neutral or negative happenings.
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Seasons Change – So Should Your Habits
Between dealing with the pressure of swiftly closing deals, the growing mountain of paperwork, keeping a robust client pipeline and fostering partnerships in the housing industry, it can be extremely challenging for MLOs to carve out quality time for family, friends and life, in general. As this hectic summer season comes to a close, why […]
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Who is the Average First-Time Homebuyer?
According to Zillow, today’s first-time homebuyers are older, renting for longer periods of time and are much more likely to be single.
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Millennials as Homebuyers – One Year Later
How has the relationship between home ownership and millennials changed and what does the future look like for this rocky relationship?
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Housing Industry on the Fast Track with No Signs of Slowing
New data on housing starts, home sales, builder permits and builder confidence reveal that the housing industry is continuing its drastic year of recovery.
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What Brokers and Agents Want From Lenders
Inman and 1000 watt conducted a study to uncover what real estate brokers and agents are looking for in lenders – the findings will come as a sigh of relief.
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Atlanta Residential Real Estate Springing Forward
After a month of stagnation, the Cal-Culator, Atlanta’s residential real estate index, rose slightly in March by 0.1 to bring the index to 6.4. Incredible home price growth along with an increase in home sales and an uptick in consumer optimism fueled the March index’s rise, though the inventory crunch is still negatively affecting the […]
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Homeowners Associations in Georgia
Though homeowners associations often have a reputation for having strict rules, HOAs can add significant property value and curb appeal to a neighborhood.
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Leveraging Your Home During Tax Season
At tax time, the financial benefits of being a homeowner become even more apparent with homeowners given substantial tax breaks
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Atlanta Real Estate Industry Remains Stagnant for February
Due to a decline in mortgage delinquency rates and an increase in inventory offset by declining home sales and investment in the Atlanta market, Atlanta’s real estate index remained stagnant in Feb.
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The 2014 Buyer and Seller Trends Report
Mortgage Loan Originators have seen the best and the worst of the housing industry in a span of less than 10 years with a flood of heavily fluctuating trends. MLO’s saw a surge of first time homebuyers followed by a major shift that caused a drastic decrease in first time homebuyers. Other trends indicated consumers […]
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Three Reasons to Call Your Lender Now
During a typical winter season, the housing industry hibernates as hopeful homebuyers and sellers hunker down until springtime thaws the cold to make real estate moves. However, this year appears to be far from the norm. The New Year has barely begun and already the stars are aligning for those ready to stick their heads […]
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Atlanta Housing Industry: Two Steps Forward, One Step Back
After a year of significant progress in the housing industry with strides made in increased inventory, reduced foreclosures and rising home prices, the final month of 2014 didn’t provide many boosts for the Atlanta residential real estate market. The Cal-Culator, Atlanta’s residential real estate index, dropped 0.2 to a 6.0 due to declines in three […]
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Why “Location, Location, Location” Actually Matters
This week, we are reviving one of our most popular columns. Though the saying’s origin is unknown, everyone is familiar with the phrase that three most important factors when searching for a new home are “location location location.” However, location goes beyond a great school system and grocery store convenience. A great location is also […]
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Atlanta Real Estate Celebrates Successful Year
With the end of 2014 quickly approaching, The Cal-Culator has a lot to celebrate in the Atlanta real estate industry. Despite the overall success of 2014, the industry is experiencing a standard winter decline.
