Posted inHome Mortgages, Thought Leader

Qualified Mortgages Being Introduced In January to Protect Lenders and Consumers

Starting on Jan. 10, qualified mortgages, sometimes referred to as “Q.M.”, will be introduced as a new way of conducting home mortgage loan origination in accordance with the Dodd-Frank Wall Street Reform and Consumer Protection Act. “A qualified mortgage is a fixed-rate mortgage, with a debt-to-income ratio (including the proposed mortgage payment) that does not […]

Posted inLive Healthy, Atlanta!, Thought Leader

Exercise Key to Reducing Your Risk of Breast Cancer

By David Martin, President and CEO of VeinInnovations October is Breast Cancer Awareness Month and organizations everywhere have “gone pink” to support the cause. Advocates will highlight risk factors, detection, treatment and prevention of the disease. Other than skin cancer, breast cancer is the most common cancer among women in the United States. This month, […]

Posted inLive Healthy, Atlanta!, Thought Leader

Increase Your Health Care Literacy with Two Guides

By David Martin, President and CEO of VeinInnovations When pressed, can you explain what coinsurance is? Can you describe an in-network Out of Pocket maximum? Do you know the difference between copays and deductibles? If you’re not sure what any of those terms mean, you’re in the majority, according to a blog post on WashingtonPost.com today. […]

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