Ping pong tables, telecommuting, gyms and yoga classes were foreign concepts in the workplace 50 years ago. So why, in today’s age, should you care so much about providing employees with a space that caters to employees’ health and wellness and offers a host of entertainment features to foster a better work-life balance? Today, a […]
Tag: From the Desk of Kathy Gyselinck
Posted inHome Mortgages, Thought Leader, Thought Leadership
Homeowners: Go Green This Earth Day
With Earth Day fast approaching on April 22, now is a great time to begin thinking about “going green,” or even greener, with your home.
Posted inHome Mortgages, Thought Leader, Thought Leadership
Professionals in the Housing Industry Have Plenty to Be Thankful For
For mortgage loan originators, Realtors, builders and potential borrowers alike, we near the end of 2015 with plenty to be thankful for.
Posted inHome Mortgages, Thought Leader, Thought Leadership
Seasons Change – So Should Your Habits
Between dealing with the pressure of swiftly closing deals, the growing mountain of paperwork, keeping a robust client pipeline and fostering partnerships in the housing industry, it can be extremely challenging for MLOs to carve out quality time for family, friends and life, in general. As this hectic summer season comes to a close, why […]
Posted inHome Mortgages, Thought Leader, Thought Leadership
Millennials as Homebuyers – One Year Later
How has the relationship between home ownership and millennials changed and what does the future look like for this rocky relationship?
Posted inHome Mortgages, Thought Leader
Why Waiting to Buy a Home Could Cost You
Waiting to buy a home? It could cost you in the long run as the current historically low rates, lucrative buying season and high rent costs won’t be around for long.
Posted inHome Mortgages, Thought Leader
The Continued Rise of Non-Bank Lenders
A recent article in The Wall Street Journal put a major spotlight on the growth of non-bank financial firms. The article illuminated that the growth of non-bank financial firms opens up substantial business opportunities for alternative forms of credit as traditional banks are experiencing tighter regulations from Washington. Morgan Stanley, Bank of America and Goldman […]
Posted inHome Mortgages, Thought Leader
So You Want to Be a MLO…
Do you have what it takes to become a Mortgage Loan Originator? This week we discuss MLO certification and what it takes to get into the rewarding industry.
Posted inHome Mortgages, Thought Leader
Atlanta Tops ‘Best Places to Live’ Charts
Atlanta consistently tops real estate lists that aggregate the best places to live, making Atlanta one of the best places to invest in homeownership.
Posted inHome Mortgages, Thought Leader
The Digital House Hunt Increasing in Popularity
This week we are reflecting back on one of our most popular columns. The digital house hunt is growing bigger than ever. Learning about consumer behavior is critical for growth for Realtors, MLOs and home sellers. As consumers scan the Internet for best deals on products, informative how-to videos and advice columns, it should come […]
Posted inHome Mortgages, Thought Leader
How to Prepare and Repair Your Credit for 2014
In the last column, we discussed multiple ways that a home sale can crumble, including problems that arise from a consumer’s credit during the loan approval process. Since the credit crisis, having poor credit is one of the most common ways to kill a deal. With poor credit, a potential homebuyer can be denied a […]
Posted inHome Mortgages, Thought Leader, Thought Leadership
Why Some Real Estate Deals Slip Through the Cracks
From the inspection to the buyer’s financing to the professional appraisal, there are a lot of areas where a deal could slip through the cracks.
Posted inHome Mortgages, Thought Leader
‘Tis the Season to Search for a Home
This year’s home buying season isn’t over yet! We discuss the perks of house hunting during the holidays.
Posted inHome Mortgages, Thought Leader
Qualified Mortgages Being Introduced In January to Protect Lenders and Consumers
Starting on Jan. 10, qualified mortgages, sometimes referred to as “Q.M.”, will be introduced as a new way of conducting home mortgage loan origination in accordance with the Dodd-Frank Wall Street Reform and Consumer Protection Act. “A qualified mortgage is a fixed-rate mortgage, with a debt-to-income ratio (including the proposed mortgage payment) that does not […]
Posted inHome Mortgages, Thought Leader
Why “Location, Location, Location” Actually Matters
This week’s column discusses how the economy, resale value and other factors contribute to the infamous ‘location, location, location’ hunt.
Posted inHome Mortgages, Thought Leader
How to Avoid Falling Prey to Home Buyer’s Remorse
Unfortunately, buyer’s remorse is common among many types of purchases, including a home. We discuss how to avoid falling prey to homebuyer’s remorse.
Posted inHome Mortgages, Thought Leader
Credit Scores in Post-bust America
Though mortgage lenders take many factors into account when deciding on mortgage approval, credit score is one of the most important.
Posted inHome Mortgages, Thought Leader
Why Enlisting a Realtor’s Assistance is Still A Necessity for Buyers
Enlisting the help of a Realtor automatically provides an expert that is on your side, looking out for your best interests and contractually bound to do everything in their power to protect you.
Posted inHome Mortgages, Thought Leader, Uncategorized
Enticing Potential Buyers to Your Home
Before that “For Sale” sign goes in your front yard, take a good look around your home and make sure you will be showing it off to its best advantage.
Posted inHome Mortgages, Thought Leader
Pre-Housing Bubble Burst Levels Appearing in the Industry
Though Atlanta has been enduring one of the wettest summers in history, it is also experiencing one of the “hottest” in terms of real estate, according to online real estate database Zillow. Zillow’s second quarter real estate market reports showed that home values increased 2.4 percent from the first quarter to the second quarter of […]
