This year’s home buying season isn’t over yet! We discuss the perks of house hunting during the holidays.
Category: Home Mortgages
The Truth Behind The Signs
You’ve probably noticed those signs that read “We’ll Buy Your Home Fast!” So who is behind these vague signs? Real estate investors looking to buy your home quickly, for cash. The rapidly changing housing industry has given rise to these types of real estate investors. They approach home sellers looking to buy their properties. The […]
Qualified Mortgages Being Introduced In January to Protect Lenders and Consumers
Starting on Jan. 10, qualified mortgages, sometimes referred to as “Q.M.”, will be introduced as a new way of conducting home mortgage loan origination in accordance with the Dodd-Frank Wall Street Reform and Consumer Protection Act. “A qualified mortgage is a fixed-rate mortgage, with a debt-to-income ratio (including the proposed mortgage payment) that does not […]
The October Cal-Culator Reflects a Month of Housing Decline
It’s no surprise that the 16-day government shutdown had a major, negative effect on the housing market.
Why “Location, Location, Location” Actually Matters
This week’s column discusses how the economy, resale value and other factors contribute to the infamous ‘location, location, location’ hunt.
How to Avoid Falling Prey to Home Buyer’s Remorse
Unfortunately, buyer’s remorse is common among many types of purchases, including a home. We discuss how to avoid falling prey to homebuyer’s remorse.
Still a Better Option to Buy Than Rent in 2013
One year ago, we delved into an age-old debate: is it better to buy or rent when looking for a new place to call home? In fall 2012, Atlanta had a low median home sale price compared to the rest of the U.S. and national mortgage rates were at historic lows. It was concluded that […]
The September Cal-Culator Shows Continued Growth in the Atlanta Residential Real Estate Index
September 2013 marks our second month of The Cal-Culator, Atlanta’s residential real estate index. Based on rising mortgage applications, declining foreclosure rates in Atlanta, the growth of the U.S. economy, the Cal-Culator is seeing a rise!
Credit Scores in Post-bust America
Though mortgage lenders take many factors into account when deciding on mortgage approval, credit score is one of the most important.
Why Enlisting a Realtor’s Assistance is Still A Necessity for Buyers
Enlisting the help of a Realtor automatically provides an expert that is on your side, looking out for your best interests and contractually bound to do everything in their power to protect you.
Introducing The Cal-Culator: Atlanta Residential Real Estate Index
I am pleased to introduce The Cal-Culator: Atlanta’s Residential Mortgage Index.
Fall Still Good Time to Buy But Don’t Expect Lower Prices
Fall is still a good time to buy a home but pattern for home prices is different in 2013.
A Big Change in the Mortgage Industry
With the historically low mortgage interest rates over the past few years, the number of refinanced mortgages has risen astronomically. But over the past few months as rates have increased, the number of refinances has dropped just as dramatically.
Enticing Potential Buyers to Your Home
Before that “For Sale” sign goes in your front yard, take a good look around your home and make sure you will be showing it off to its best advantage.
5 Tips to Sell Your Home to Generation Y
As millennials are beginning to enter the housing market, we discuss what renovations are needed to market your home to Generation Y.
Pre-Housing Bubble Burst Levels Appearing in the Industry
Though Atlanta has been enduring one of the wettest summers in history, it is also experiencing one of the “hottest” in terms of real estate, according to online real estate database Zillow. Zillow’s second quarter real estate market reports showed that home values increased 2.4 percent from the first quarter to the second quarter of […]
Positive Signs for the Housing Industry
Brighter days lay ahead for the housing industry. Here are a few positive signs we’ve seen at Southeast Mortgage.
Top Myths About Mortgages
There are many types of mortgages available, which is good for the consumer, but also leads to a lot of confusion. Here are some of the top myths about mortgages we encounter.
Home Advice for Homebuyers
As a thought leader in the mortgage industry, I was recently asked to comment on what the increase in mortgage rates means for homebuyers right now. A reporter from Fox 5 came to the Southeast Mortgage offices to interview me on the topic and the segment appeared on “Good Day Atlanta,” in a report by […]
Invest in Maintenance and the Right Renovations for Resale
Spending money to maintain your home isn’t as much fun as renovating it. But maintaining your home is critical to keeping its value and knowing which renovations add value is important before you undertake that expense.