With polling results reflecting an extremely close presidential race, we are not predicting a winner. But one thing we can predict is that no matter whether there will be a moving van driving up to ...
By Cal Haupt, president and CEO of Southeast Mortgage Earlier this month, the Consumer Financial Protection Bureau (CFPB) announced their proposed rules to protect homeowners and increase mortgage servicer accountability. The CFPB asked consumers, a ...
By Cal Haupt, president and CEO of Southeast Mortgage In Samuel Coleridge’s epic poem, “The Rime of the Ancient Mariner,” the narrating sailor details a stalled voyage on the sea: “We stuck, nor breath nor ...
Just this week a federal judge sentenced a former Auburn attorney to nearly four years in prison for mortgage fraud. James Boyd Douglas Jr. handled mortgage refinancings and real estate closings and was found guilty of ...
For more than 35 years, two federal laws (the Truth in Lending Act or “TILA,” and the Real Estate Settlement Procedures Act or “RESPA”) have required lenders and settlement agents to give consumers who take ...
The mortgage industry has undergone many significant changes as a result of the financial crisis. One of the less known pending changes is about to take its final form and in its current draft Basel III ...
If only the experts could agree. In Monday’s paper, The Wall Street Journal covered five personal finance topics, finding completely opposite opinions on each topic. Should you purchase long-term care insurance? Are variable annuities a ...
For as long as I can remember – and I expect much longer than that – contracts for the purchase of residential real estate in Georgia have been written for 30 days as a normal ...
Every month a few members of the Client Relationship Management team from Southeast Mortgage pack up their professional photography equipment and head to Alpharetta where they host a social for Realtors and take new headshot ...
A homeowner in Florida was puzzled to receive a condolence letter for his wife’s death from his mortgage lender. Why were they sorry for his loss? His wife was very much alive. But because their ...
While most of us have never had the unpleasant experience of sitting in a police interrogation room, fans of crime TV shows like me will recognize this scenario. “I’ve already told you what I witnessed ...
Prior to the financial crisis, mortgages were sold and delivered nearly as easily as filling out a change of address slip at the post office for your new home. Anyone could choose to sell mortgages ...
The mortgage industry has had to deal with so much new legislation on the federal level lately. We’d prefer to just be able to do our jobs without dealing with the consequences of new laws. ...
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